Manager-Credit/Collections
This position requires office presence of a minimum of 5 days per week and is only located in the location(s) posted. No relocation is offered.
Manager Credit/Collections The Manager Credit/Collections is responsible for leading a team that supports credit and collections operations, including credit risk assessment, receivables management, collections strategy, dispute resolution, reporting, compliance, and process improvement. This role helps ensure timely collection of outstanding balances, reduces financial risk, supports cash flow objectives, and maintains effective working relationships with internal and external stakeholders.
The position oversees day-to-day team operations, assigns work, monitors performance, resolves operational issues, and supports execution of credit and collections policies, procedures, and business objectives.
Key Responsibilities
Credit Risk Management
- Evaluate the creditworthiness of current and prospective customers using financial statements, credit reports, payment history, account activity, and other relevant data.
- Review customer risk exposure and recommend appropriate credit limits, payment terms, account holds, releases, or escalation actions.
- Monitor customer accounts for changes in payment behavior, delinquency trends, and financial risk.
- Oversee collection activities to support timely recovery of outstanding receivables.
- Review aging reports, delinquent balances, account activity, payment trends, and collection performance.
- Support or approve payment arrangements, settlement recommendations, escalations, and account resolution strategies.
- Collaborate with internal teams and, when applicable, external collection partners to resolve outstanding balances.
- Lead, coach, and support a team responsible for credit, collections, account resolution, and receivables follow-up.
- Assign work, establish priorities, monitor progress, and ensure daily tasks are completed accurately and efficiently.
- Set performance expectations, provide feedback, support training, and conduct regular performance discussions.
- Resolve day-to-day operational issues and escalate complex matters as needed.
- Prepare, review, and analyze reports related to aging, delinquency, collections performance, bad debt exposure, disputes, and cash recovery.
- Ensure credit and collections activities are performed in accordance with established procedures, internal controls, and applicable requirements.
- Analyze data to identify trends, risks, and opportunities to improve collection performance and reduce financial exposure.
- Identify opportunities to improve collection processes, reporting accuracy, system usage, and team efficiency.
- Partner with Finance, Billing, Sales, Customer Care, Legal, Operations, and other stakeholders to resolve customer account issues.
- Support technology, automation, or system enhancement initiatives related to credit and collections operations.
- Resolve complex billing, payment, credit, or dispute-related issues to minimize financial loss and improve account outcomes.
- Support departmental planning, budget tracking, audits, special projects, stakeholder communication, and other assigned responsibilities related to credit and collections operations.
This role typically leads occupational staff and may influence decisions related to staffing, performance management, corrective action, and advancement-related activity for direct reports.
Supervisor: Yes
Required Qualifications
- 3+ years of related experience in credit, collections, accounts receivable, billing, finance operations, customer account management, or a related field.
- Experience reviewing account activity, resolving payment issues, managing delinquent balances, or supporting receivables operations.
- Strong analytical, problem-solving, negotiation, and communication skills.
- Ability to lead daily operations, manage competing priorities, and support team performance.
- Experience using financial, billing, collections, reporting, or customer account systems.
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Prior supervisory, team lead, or people management experience.
- Experience preparing aging reports, collection performance reports, risk assessments, or operational dashboards.
- Knowledge of internal controls, receivables management, credit risk, and collections processes.
- Experience partnering with cross-functional teams to resolve billing, payment, or dispute-related issues.
Benefits
Joining our team comes with amazing perks and benefits:- Medical/Dental/Vision coverage
- 401(k) plan
- Tuition reimbursement program
- Paid Time Off and Holidays, based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays
- Paid Parental Leave
- Paid Caregiver Leave
- Additional sick leave beyond what state and local law require may be available but is unprotected
- Adoption Reimbursement
- Disability Benefits, short term and long term
- Life and Accidental Death Insurance
- Supplemental benefit programs: critical illness/accident hospital indemnity/group legal
- Employee Assistance Programs, EAP
- Extensive employee wellness programs
- Employee discounts up to 50% off on eligible AT&T mobility plans and accessories
- AT&T internet, including fiber where available, and AT&T phone
Apply today!
Our Manager-Credit/Collections jobs earn between $70,700.00 - $106,100.00 USD Annual. Not to mention all the other amazing rewards that working at AT&T offers. Individual starting salary within this range may depend on geography, experience, expertise, and education/training.
Joining our team comes with amazing perks and benefits:
- Medical/Dental/Vision coverage
- 401(k) plan
- Tuition reimbursement program
- Paid Time Off and Holidays (based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays)
- Paid Parental Leave
- Paid Caregiver Leave
- Additional sick leave beyond what state and local law require may be available but is unprotected
- Adoption Reimbursement
- Disability Benefits (short term and long term)
- Life and Accidental Death Insurance
- Supplemental benefit programs: critical illness/accident hospital indemnity/group legal
- Employee Assistance Programs (EAP)
- Extensive employee wellness programs
- Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone
Time Type:
Regular
Location:
San Antonio, TexasSalary Range:
$70,700.00 - $106,100.00AT&T and its subsidiaries are committed to equal employment opportunity. All hiring, promotion, and other employment decisions remain merit-based and free from discrimination on the basis of race, color, religion, religious creed, national origin, ancestry, age, sex, sexual orientation, gender, gender identity, gender expression, physical disability, mental disability, pregnancy, medical condition, genetic information, marital status, citizenship status, military status, veteran status, or any other characteristic protected by federal, state, or local laws. In addition, AT&T will provide reasonable accommodations to qualified individuals with disabilities.
AT&T is a fair chance employer and does not initiate a background check until an offer is made. Click here to learn more or request an application accommodation here.
